Fly Now Pay Later: How Affirm Makes Business and First Class More Accessible to AranGrant’s Customers

Today luxury travel is all about hyper-personalization. The days of one-size-fits-all experiences are over. Now, every aspect of your journey can be tailored to your preferences. Understanding that travelers expect personalization at every step, AranGrant ensures flexibility right from the buying stage.

Thanks to our partnership with Affirm and its pay-over-time options, you can pay in manageable chunks, making premium class travel more accessible. You can choose the most convenient payment schedule and even set up automated payments. This option allows you to adjust your purchases to fit your specific financial situation and timing needs. Known as Buy Now, Pay Later (BNPL), this alternative to credit cards helps you avoid accumulating debt while offering ease of use, short repayment terms, and app-based shopping.

BNPL adoption continues to expand in 2025, with an estimated 91.5 million US consumers using these services, a 5.8% increase year over year. As the market matures, BNPL is becoming less of a novelty and more of a standard payment option for considered, higher-value purchases.

AranGrant and Affirm Partnership: Elevating Flight Booking with Streamlined Payments for Customers

• Affirm, a leading American fintech company, was established in 2012 by Max Levchin, co-founder of PayPal, along with fintech pioneers Nathan Gettings, Jeffrey Kaditz, and Alex Rampell. In 2017, Affirm introduced an app that offers flexible payment options for a wide range of retailers. As of March 31, 2024, Affirm boasts an active user base of 17.8 million and has shown consistent growth and market expansion. The company is integrated into the websites of 292,000 retailers, including giants like Amazon, Target, and Walmart. This convenient payment option is also available on the AranGrant website.
• AranGrant is an online flight booking organization dedicated to providing travelers with affordable business class flights, as well as economy, premium economy, and first class. With over 10 years of market experience and established partnerships with leading airlines, we offer a wide variety of early-bird, last-minute, and occasion-related flight deals. Boasting a 4.5 (excellent) rating on Trustpilot, we provide up to 70% discounts on international business and first-class airfares. Our services include 24/7 support, personalized assistance, complex itinerary planning to any part of the world, a 24-hour fare lock, and more.

To elevate our customer service and provide not only secure and convenient but also flexible payment options, we chose Affirm over other BNPL providers. Here’s why!

10 Reasons Why We Chose Affirm to Offer Fly Now Pay Later Flights

1. Transparent Terms: Affirm sets itself apart by providing clear and upfront details about the interest rate, number of payments, and total loan cost. This transparency ensures there are no hidden surprises and consumers never pay more than they agree to at checkout.
2. Established Reliability: With over a decade in the BNPL market, Affirm has built a reputation for reliability. Its extensive experience and data analysis capabilities allow it to offer highly personalized BNPL solutions, making it a trusted choice for consumers.
3. Flexible Payment Plans: Affirm offers a variety of payment plans, some extending up to 60 months¹. Customers can choose a plan that suits their financial needs best.
4. No Late Fees: Unlike many competitors, Affirm does not charge late fees. While missing a payment might affect your credit score, you won’t be burdened with additional charges.
5. Smooth Eligibility Check: The eligibility check process with Affirm is quick and easy, using a simple online application that doesn’t impact your credit score. You’ll receive a real-time decision on your eligibility.
6. Short Repayment Terms: For those who prefer not to extend their debt over a long period, Affirm offers short repayment terms, allowing customers to pay off their balances more quickly.
7. Ideal for Frequent Travelers: AranGrant customers benefit from affordable premium class flights, a lowest price guarantee, and price drop protection, along with convenient installment payments through Affirm. Additionally, Affirm’s network includes top travel partners, providing flexible financing options for travel planning, rentals, resorts, cruise lines, and more.
8. Broad Merchant Network: Affirm collaborates with a vast array of merchants across various industries, from travel and fashion to electronics and home goods. This extensive network allows users to utilize Affirm financing for numerous purchases.
9. Quality User Experience: Affirm’s platform is designed for ease of use with its straightforward application process and easy payment management.
10. Convenient Mobile-Based Shopping: Affirm’s 5-star rated iOS and Android apps enhance the shopping experience by allowing customers to manage their purchases seamlessly from their mobile devices.

Frequently Asked Questions About Affirm

• Is Affirm Safe? Yes, Affirm is very secure. It uses state-of-the-art security technologies like encryption and secure protocols to safeguard your data during transactions. Moreover, Affirm practices responsible lending by only approving purchases that they believe customers can repay, thus helping to prevent unmanageable debt.
• How to Get Approved for Affirm? You must be at least 18 years old (19 in some states) and have a US-registered mobile phone number. You will need to provide your Social Security Number (SSN) and have a debit or credit card for repayments. Affirm evaluates your identity and considers factors such as credit score, credit utilization, income, existing debt, and prior payment history during the approval process.
• How Are Installment Payment Options Determined? They are customized for each customer based on various factors, including creditworthiness, loan amount and term, and market conditions. The exact rate and terms are disclosed before you complete your purchase, ensuring full transparency. You can also use the Affirm calculator to view your potential payments based on the conditions offered.
• How Do I Make Payments to Affirm? You can manage your payments directly through the Affirm app or website. You have the option to link your bank account for automatic or manual payments, or use a debit card. The Affirm app, while optional, provides a convenient way to keep track of your payments.
• What If I’m Late with My Payments? If you miss or delay a payment, you won’t be hit with a late fee. However, Affirm may report the delinquency to credit bureaus, which could negatively impact your credit score. It’s crucial to stay current with your payments to maintain a good credit rating.

How Does Book Now Pay Later Work?

1. Contact AranGrant’s customer service by calling (833) 619-0908 to book your purchase.
2. Inform the representative that you wish to use Affirm for payment.
3. Receive a payment link via email, which will redirect you to the Affirm platform.
4. Sign in to your Affirm account or create one if you don’t have it.
5. Submit the required information to verify eligibility.
6. Receive a notification from Affirm regarding your qualification status.
7. If approved, review the payment terms and select a suitable payment plan.
8. Complete the ticket purchase as directed by Affirm.
9. Use the Affirm app or website to manage your payment schedule, view your transactions, and set up automatic payments if desired.
10. Receive confirmation from Affirm that your balance is fully settled once all payments have been completed.

Now you know how to find cheap business class flights or cheap first class flights to anywhere. Explore our prices and subscribe to AranGrant’s newsletter for exclusive flight deals. Thanks to our partnership with Affirm, purchasing flight tickets is easier and more budget-friendly than ever.

This collaboration offers flexible payment plans and enhances your booking experience with transparency, simplicity, and financial control. Begin planning your next journey with AranGrant and Affirm today and enjoy the perks of affordable, hassle-free travel.

¹ Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.